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[Best Brand] IBK serves smaller clients with household accounts

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Published : 2014-06-25 20:56
Updated : 2014-06-25 20:56

A model promotes IBK’s household expenses account.
Bank - IBK


The Industrial Bank of Korea once again confirmed that it was the right financial institution for the public with its household expenses account that offers fee cuts for those using the account to pay household expenses.

Anyone who opens the account is exempted from transaction fees for money transfers of up to 200,000 won for the purpose of paying apartment maintenance and other utility bills.

The fees include those they would have to pay when wiring money to banks other than IBK.

Furthermore, account holders who have an average of 500,000 won or more in their accounts on a monthly basis, or who receive 200,000 won or more each month in pension payments through this account, are offered five exemptions a month on fees when withdrawing money from ATMs run by either IBK or other banks.

Those who have 500,000 won or more in their accounts every month also are offered a chance to subscribe to insurance packages that provide protection for up to 10 million won in assets.

IBK is a private bank that has devoted itself to facilitating the economic activities of small and mid-sized companies since it was founded in 1961.

At more than 20 percent, the bank boasts the largest market share of SME loans from Korean banks as of last year. In recent years, it has been building up its retail banking services, and in 2013 it had up to 12.56 million customers.

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